What is International Private Medical Insurance?
For expatriates and others, individuals who spend significant time abroad the UK only health insurance plan will not provide the level of cover required to ensure treatment can be received in countries outside of the UK.
What to Expect?
With over 30 million expatriates living or working around the world, many of the UK insurers have developed a range of international medical insurance products.
These policies provide similar benefits to those provided on a UK only plan. However given the international nature of the plan and the fact that those living abroad typically do not have access to State funded healthcare, additional benefits that may also be covered include:
- All expenses for in-patient, day-patient and out-patient treatment
- Specialists fees
- Drugs and dressings
- Home nursing
- Pre-existing conditions (dependent on destination).
- GP costs;
- Dentistry (optional extra)
- Normal pregnancy and childbirth (optional extra)
- 24 hours, 7 days a week emergency help and advice lines to arrange suitable quality healthcare.
Like any health insurance product, you tend to get what you pay for with a range of options available to both increase and reduce the scope of the cover provided.
Given the global nature of the cover, the products tend to have different pricing structures dependent upon the countries covered as health insurance costs can vary considerably across the world.
To discuss your requirements and find the right plan you just give one of our friendly staff a call or send us an e-mail today.